What we do at Vision Equity Release for Lifetime Mortgage Clients

You are over age 55, own your home and find that you just don’t have enough money to allow you to do all the things that you still want to do and let you live your life as you wish.

You have 3 real choices:

  1. Make do with what you have and keep dreaming of that Lottery win!!
  2. Spend what savings you have on the things that you want to do.
  3. Sell up and downsize your property to release the money that you need, to do all the things that you want to do, but could not before.

The problem you have is:

  1. Having worked for years to pay off all or nearly all your borrowings and accumulate savings, there are still things you want to buy and do but don’t have the money available to do these things.
  2. You don’t want to spend all your hard earned savings leaving you vulnerable financially
  3. There are still things you want to achieve with what time you have left.
  4. You would love to help a child/grandchild financially in your lifetime but you don’t have the funds available to give them to make a difference in their lives.
  5. You don’t want to sell and downsize at this time as you like where you are and your current property is where you want to remain.

But there is a solution. What if you could:

  • Release a lump sum from the equity in your home, which you could spend on whatever you wanted.
  • Release money from your home but draw it down gradually to supplement your income and only be charged interest on the money used and not the funds left in reserve.
  • Release money that did not have to be paid back each month or year, leaving your current disposable income unaffected.
  • Release money to be gifted to children/grandchildren, known as a “Living Inheritance”

Would any of these be attractive to you?

Read on and find out how our Lifetime Mortgage Service works in a real life example.