Safe Home Income Plans (SHIP)

In 1991 leading equity release providers established Safe Home Income Plans (SHIP), an industry body that has established a Code of Practise that has been welcomed by Age Concern.

SHIP is dedicated entirely to the protection of planholders and promotion of safe home income and equity release plans.

  • You retain the right to remain in your home for as long as you choose.***
  • You have the financial freedom to move to another property without financial penalty.***
  • You are guaranteed a cash lump sum payment or a regular income.
  • All SHIP plans guarantee you will never owe more than the value of your home, regardless of the movement in house prices.

***subject to individual plans terms and conditions
Vision Financial Planning only recommends providers that are members of Safe Home Income Plans (SHIP).